In the event of a discrepancy between the policy information here and your enrollment with Unum, Unum’s information will prevail.

For more detailed plan feature descriptions, see the Outline of Coverage on the Enrollment page.

To calculate the cost for a decrease in your current coverage under this plan, enter your insurance age into the calculator. Your insurance age is the age when you were issued your current coverage.

Calculated premium is for illustration purposes only and is based on the age and plan choices selected. Eligibility for, entitlement to, and amount of actual benefits will be determined according to the terms of the long term care insurance policy.

*Requires the Long Term Care Insurance Application for employee coverage. All spouse/registered domestic partner/domestic partner/family selections require this form.

If you are an employee electing coverage after your guarantee issue enrollment period, Evidence of Insurability is required for any level of coverage.